BOARD OF DIRECTORS
Dr. Michael Gondwe
Board Chairperson
Dr. Gondwe is an eminent and highly distinguished Zambian lawyer with a wealth of leadership experience of over 35years in the Banking and Financial Sector. He is a former Governor of the Bank of Zambia and former President and CEO of the Eastern and Southern African Trade and Development Bank, commonly known as the PTA Bank.
Mr. Ngenda Nyambe
Non-Executive Director
Mr. Nyambe has over 23 years of experience in Banking and Financial Markets. He has served as Country Treasurer at Barclays Bank PLC (now ABSA Bank, as Director Treasury and Investment Management at Zambia National Commercial Bank and was Executive Director Commercial Banking in charge of Southern Africa at Standard Chartered Bank Plc. Currently, he is an Independent Financial Services Consultant in addition to being Non-executive Director of some private, commercial and public sector Boards of Directors.
MR. SWARUP DASGUPTA
Non-Executive Director
Mr. Swarup Dasgupta was appointed Non-Executive Director on the Bank's Board of Directors in 2022. He is currently serving as Executive Director for Bank of India. He also served as General Manager with Bank of India heading Recovery Department and holds a Bachelor of Engineering in Electronics and Telecommunication and MBA – Finance. With over 23 years in the banking sector, he has extensive exposure of corporate office and field level banking. He headed critical departments of Board Secretariat, SME, Recovery Department and also worked in the Corporate Credit Department at Head Office. Furthermore, he has successfully headed the Mid Corporate and Large Corporate branches at Hyderabad, Chennai and Andheri and worked at the Bank of India’s foreign centre in London.
MR. AJAY K KHURANA
Non-Executive Director
Mr. Ajay K Khurana was appointed Non-Executive Director on the Bank's Board of Directors in 2022. He is currently serving as Executive Director in on the Board of Directors for Bank of Baroda. He holds a Post graduate degree in Business Management and is a Certified Associate of the Indian Institute of Bankers. With over 17 years of vast operational experience, prior to joining the Board of Bank of Baroda as Executive Director, he served on the Board of Syndicate Bank as an Executive Director and has also served as Regional Head at Vijaya Bank for 4 years. He has rich experience in key areas such as Audit, NPA Recovery, International Banking, Operations, Information Technology Dept. and Corporate Credit.
MR. VIVEK WAHI
NON-EXECUTIVE DIRECTOR
Mr. Vivek Wahi was appointed Non-Executive Director on the Bank's Board of Directors in 2023. He is currently serving as Executive Director on the Board of Directors for Central Bank of India. With over 33 years of service, Mr. Wahi possesses rich banking experience having worked in all important verticals of the Bank like Branch Banking, Overseas Dealing Room, Large Corporates Credit Branch just to mention a few. And prior to joining Central Bank of India Mr. Wahi worked as General Manager for the Bank of India.He has also headed Bank of India’s Treasury in Mumbai for more than 2 years, as well as, Field General Manager of Northern Territory for Bank of India.
Mr. Kowdichar Shashidhar
Managing Director
Mr. Kowdichar Shashidhar was appointed as Managing Director in 2020 on secondment from the Central Bank of India where he had served for 31years, the majority of which have been in Senior Executive roles. He is a Holder of Masters in Commerce & Masters in Business Administration degrees with specialization in Banking & Finance and is a Certified Associate of the Indian Institute of Bankers (CAIIB).
executive management
Mr. Kowdichar
Shashidhar
Managing Director
Mr Shashidhar was appointed as Managing Director in 2020 on secondment from the Central Bank of India where he had served for 32 years in various Senior Executive roles. He is a Holder of Masters in Commerce & Masters in Business Administration degrees with specialization in Banking & Finance and is a Certified Associate of the Indian Institute of Bankers (CAIIB).
Mr. Godwin C. Ngoma
General Manager
Mr. Ngoma is a holder of Masters in Business Administration, Bachelors of Arts in Business Administration a Diploma in Human Resources Management. His career spans over a period of 30 years with extensive experience in banking with functional expertise in General Banking, Administration Services, Marketing and Public Relations.
Mr. Chenjelani C. Banda
Assistant General Manager
Mr. Banda is a holder of a Master’s in Business Administration and an Associate Member of the London Institute of Banking and Finance with DipFSM (ALIBF). He has served in the Bank for 33 years with vast experience in General Banking and Administration of which over 17 years have been in senior management positions. Mr. Banda is also in Charge of corporate administrative function.
Mr. Harikrishna Bommareddy
Chief Financial Officer
Mr. Bommareddy is a holder of Bachelor’s Degree in Commerce and is Certified Member of Associate of Indian Institute of Banking (CAIIB). He is an associate Member of the Institute of Chartered Accountants of India. He has 10 years’ work experience in Credit, Finance and Accounting functions. Prior to him joining Indo Zambia Bank, he was Chief Manager – Credit for Corporate and Institutional Credits with Bank of Baroda in India.
Ms. Pascalina C.Mwenso
Head – Compliance
Mrs. Mwenso is holder of a Bachelor of Arts Degree and an Advanced Diploma in Management Accounting from Chartered Institute of Management Accounting (CIMA), UK. She is a seasoned banker with over a period of 26 years’ experience out of which over 10 years has been in Senior Management Positions.
Mr. Christopher Wakung’uma
Head – Human Resources
Mr. Christopher Wakung’uma is a Holder of a Masters of Business Administration Degree, a BA Degree Development Studies/ Development Economics, a Post Graduate Diploma in Human Resources, a Diploma in Human Resources.Mr. Wakung’uma has over 26 years working experience and has held several Senior Management positions in other organizations.He is a member of the Zambia Institute of Human Resources and also a member of the Chartered Institute of Arbitrators – UK.
Mr. Mohammad Azaharuddin
Chief Risk Officer
Mr. Azaharuddin holds a Master’s in Business Administration Degree, Bachelor’s Degree in Physics (Honours). He is a Certified Associate of the Indian Institute of Bankers (CAIIB) and a certified Financial Risk Manager (FRM).He has over 12 years of experience in Banking with specialization in Risk Management and Corporate Credit along with functional experience of branch banking at various centres in India and in the UK (London).Prior to his secondment to Indo Zambia Bank, he worked as Chief Manager, Risk Management Dept, Head Office at Bank of India.
Mr. Jyoti Nath Sinha
Head – I.T.
Mr. Nath holds a Masters Degree in Computer Applications and a Bachelors Degree in Computer Applications. Mr. Nath has over 14 years working experience within Bank of Baroda. Prior to his secondment to Indo Zambia Bank, he worked as Senior Manager – IT at Bank of Baroda.
Mr. Tara Kant Choudhary
Head – Credit
Mr. Choudhary holds a Masters Degree in Business Administration in Finance and Marketing, a Bachelors Degree in information technology as well as several certificates in Banking and insurance.He has over 11 years of experience in handling operations, credit monitoring and recovery in different capacities both at the branches and administrative offices. He also had 2 years experience in insurance industry prior to joining the banking sector.Prior to his Secondment to Indo Zambia Bank, He worked as Chief Manager Credit Monitoring and Recovery at Central Bank India, Regional office.
Mr. Yotam Mwale
Head Treasury
Mr. Mwale holds a Master of Science Degree in Strategic Management, a Bachelor’s Degree in Economics, holds an ACI Dealing Certificate and a Management Leadership Development Program. Mr. Mwale has over 20 years’ experience in Treasury Management, Foreign Exchange and Money Markets, International Trade and Services, Investment and Corporate Banking.Mr. Mwale previously held other Senior Management positions with other organizations.
Mr. Suresh SETHI
Head- Operations
Mr. Sethi holds a Post Graduate Diploma in Management in Finance and Marketing, a Master Degree in Economics and is a Certified Associate of the Indian Institute of Bankers (CAIIB). He also holds Professional qualifications like Financial Risk Manager (FRM) Certification and Diploma in Treasury Investment and Risk Management. He has over 12 years of experience in handling operations, credit and recovery in different capacities both at the branches and administrative offices.Prior to his Secondment to Indo Zambia Bank, He worked as Chief Manager at Central Bank of India.
Cuthbert K. Tembo
Head Legal-Company Secretary
Mr. Tembo is a Legal Practitioner with 14 years post qualification experience, 11 of which have been in the Banking and Financial Services sector. He holds an LLB Degree, LPQE, and ACI. Arb and a Master of Science in Finance & Financial Law (Cand). He is an Advocate of the Supreme Court of the Zambia.
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